A Complete Business Solution Partner
Based in Oakdale, Minnesota, Quantum Merchant Services is renowned for its expertise in credit card processing, merchant cash advances, web design, POS solutions, online ordering and comprehensive services aimed at fueling your business's progress.
Woman using Clover Flex handheld payment

Leaders in Credit Card Processing & Merchant Services

We Manage Your Payments, While You Manage Your Business.
We understand that in today's fast-paced digital world, businesses require efficient and reliable payment processing services to thrive. At Quantum Merchant Services, we offer cutting-edge technology and personalized solutions to streamline your payment operations, allowing you to focus on what you do best: growing your business.

Web Design

Offering Fully Responsive Websites

Let Quantum build a website specifically tailored to the needs of your business. Establish an online presence for your company that reflects its brand identity and communicates its mission and values effectively.

Let us optimize your website for search engines, with a focus on increasing traffic, generating leads, and converting visitors into customers. Here at Quantum we collaborate between designers, developers, and the business owners to create a website that not only looks great but also helps achieve your company's goals and objectives.

With a 98.9% approval rate, we can help your business grow.

1-800-815-3123
Clover Station

Clover® POS Systems

Complete Payment Acceptance Management
Clover® replaces your cash register, payment terminal, receipt printer, and barcode scanner with an integrated suite of products. Accept credit cards, EMV™, and Apple Pay™. Get to know your business and your customers better with reports you can run at work or from home and applications that streamline your workload. Equipment needs for small businesses will vary from a single mobile unit to multiple touch screen POS computer systems.
POS SYSTEMS VIEW PAYMENT PROCESSING

Which Clover® POS Is Right For You?

Payment Processing

Who Qualifies?

Credit Card Processing Accounts Customized to Your Business
  • New Businesses
  • Small Businesses
  • International Businesses
  • Bad Credit History
  • Cigarettes & Vape
  • High Risk
  • Retail & e-Commerce
  • Restaurants & Online Ordering
  • Gas Stations
  • Auto Garages
  • Home Based Businesses
  • Business to Business

Quantum is committed to helping businesses of all kinds and in all industries. Call today and our experts will work closely with you to identify the credit card and payments processing services that best match your business.

Man paying with credit card on Clover Mini
Saint Paul Award Program for Credit Card Processing

Best Processor 2020-2022

Winner Best Mobile Processing

Mobile Processing
Credit Card Processing
Check Processing
Online Credit Card Processing
Retail Processing
Gift & Loyalty Cards
High Risk Processing
ACH Processing
Merchant Cash Advance
And Much More
LEARN MORE ABOUT US

Leading Merchant Services in Oakdale, MN

Credit card processing refers to the steps involved in verifying and authorizing a credit card transaction. When a customer makes a purchase using a credit card, the merchant's point-of-sale (POS) system sends the transaction information to a payment gateway, which is responsible for routing the transaction to the appropriate issuing bank for approval. The issuing bank then confirms the availability of funds and sends an authorization code back to the payment gateway, which relays it to the merchant's POS system. The transaction is completed, and the merchant receives payment for the purchase, usually within a few business days. Credit card processing involves a series of complex steps that require coordination between multiple parties, including the merchant, the payment gateway, the issuing bank, and the credit card network.

There are several types of fees associated with credit card processing, including interchange fees, processing fees, and chargeback fees. Interchange fees are set by the credit card networks and are paid by the merchant to the card issuer as a percentage of the transaction amount. Processing fees are charged by the payment processor for its services and can vary depending on the type of card used, the size of the transaction, and other factors. Chargeback fees are assessed when a customer disputes a transaction and can be costly for merchants, as they often involve additional administrative costs and lost revenue. Understanding these fees and how they impact the cost of credit card processing is important for merchants who want to maximize their profits and minimize their expenses.

In recent years, advances in technology have led to the development of new payment processing solutions, such as mobile payments and digital wallets. These solutions offer merchants and consumers greater convenience and flexibility, but they also introduce new security risks and compliance challenges. As a result, it's important for merchants to stay up-to-date on the latest trends in credit card processing and to work with trusted partners who can help them navigate the complex landscape of payment processing.

Areas We Offer Merchant Services:

Minneapolis, MN Merchant Services
St. Paul, MN Merchant Services
Oakdale, MN Merchant Services
Maple Grove, MN Merchant Services
Albertville, MN Merchant Services
Brooklyn Park, MN Merchant Services
Champlin, MN Merchant Services
Coon Rapids, MN Merchant Services

Minnetonka, MN Merchant Services
Edina, MN Merchant Services
Mendota Heights, MN Merchant Services
Otsego, MN Merchant Services
Burnsville, MN Merchant Services
Rogers, MN Merchant Services
Plymouth, MN Merchant Services
Wadena, MN Merchant Services

Oakdale, MN Zip Codes

55128, 55042

Minneapolis, MN Zip Codes

55401, 55402, 55403, 55404, 55405, 55406, 55407, 55408, 55409, 55410, 55411, 55412, 55413, 55414, 55415, 55416, 55417, 55418, 55419, 55421, 55423, 55430, 55450, 55454, 55455.

Quantum Merchant Services Google Map

Oakdale, MN Google Map

business pos

Credit Card Processing Accounts Customized to Your Needs

Accept All Credit Card Types & Mobile Payments
Quantum offers cost-effective credit card and payment processing services that are fast, secure and easy to use. Our "Plug -N- Play" equipment will have you up and running in minutes. If you own a business that currently processes between $6,000 and $100,000 per month in Visa, MasterCard and Discover sales, we bet that you will save each month by switching to Quantum's outstanding service. Whether we install new equipment or work with your existing terminals and software services, we will minimize downtime and start saving right away!
APPLY NOW

Reviews of Quantum Merchant Services

Yellow Pages

Average of 34 Customer Reviews
"We have a small car repair shop and we just started the cash discount... Quantum has been really great. I actually get to talk to someone instead of a person in another country. Also I got a free machine and they had it setup already so I just had to plug it in. It works and I get my money. All of it."
-Brian C

Google

Average of 26 Customer Reviews
"Me and my husband have a Mexican restaurant in St. Paul and we started the cash discount with Quantum. We don't pay the fees anymore and Quantum takes good care of us. Josh helped me with the Clover and we do online ordering also. Megan is awesome and helps me a lot with my deposits."
-Stephanie M

BBB

Average of 19 Customer Reviews
"Quantum has always been amazing to my business, we have 3 restaurant locations and they will always fix any problems we come across. they will come and troubleshoot at any time to get us back up and running, Rob and Josh are amazing."
-Claudia G
Finding a payment solution that works with your business is tough.
Let our amazing team help find a solution for you.

We Get Businesses Like Yours Approved

With a 98.9% approval rate, there's a good chance we'll say YES to your business for credit cards!

New Businesses Welcome.

CONTACT US

Quantum Merchant Services Logo

7250 Hudson Blvd North Suite 210, Oakdale, MN 55128
Phone: 1-800-815-3123

BBB Accredited Business logo