Credit Card Processing

Who Qualifies?

Credit Card Processing Accounts Customized to Your Business
  • New Businesses
  • Small Businesses
  • International Businesses
  • Bad Credit History
  • Cigarettes & Vape
  • High Risk
  • Retail & e-Commerce
  • Restaurants & Online Ordering
  • Gas Stations
  • Auto Garages
  • Home Based Businesses
  • Business to Business

Quantum is committed to helping businesses of all kinds and in all industries. Call today and our experts will work closely with you to identify the credit card and payments processing services that best match your business.

Man paying with credit card on Clover Mini

What is a Merchant Services Account, and why do I need one? 

A Merchant Services Account will provide your business with the ability to accept credit cards, debit cards and other forms of electronic payments. Merchant service providers offer a variety of different processing programs, including Cash Discount, Dual Pricing, Tiered Pricing and Interchange Plus Pricing. The rates offered will vary depending on the program, pricing method, type of card, and how the card is processed, Swiped, MOTO, Keyed or Online. 
When searching for a Merchant Processing Account, the first thing to do is to look for a reputable company. We recommend reviewing the company’s online reviews before making the decision to sign a lengthy contract. In our 30 plus years of experience in the merchant services industry, we have run across quite a few businesses that missed this most important step. Reviews are based on the company’s history, how they treat their clients and how they run the business overall. We have found a ton of shady merchant service companies that will promise you just about anything to sign their agreements, but all too often these are the companies that forget to tell you about the fine print in the merchant processing agreements. These processing companies often lure you in with introductory rates and discounted equipment, but you end up paying more for it in the long run with hidden fees and minimal to no customer service. 

Why is Quantum Merchant Services different? 

At Quantum Merchant Services we take a different approach. 

We work to educate our merchants on the cost to accept credit cards and the different processing programs available. We have a variety of equipment to choose from, including Clover POS, MicroSale, Verifone, Pax, Dejavo. Not only do we provide equipment, but we also offer equipment and POS Software Support. You will find our customer service department to be one of the best in the payment services industry. 

Quantum has been in the industry consulting business for over 30 years, allowing business to choose the best program that fits their business model, rather than sticking them into a merchant service program that increases our profit margins. Selecting the merchant provider is the first step in searching for credit card processing terminals and POS Software. The next step is selecting the processing equipment needed to process all those credit cards, debit cards, gift cards, fleet cards and checks. If you partner with Quantum Merchant Services, our staff will assist you in finding the best equipment and, in most cases, have it shipped out the next day. 

Man paying with credit card on Clover Mini

Accept All Credit Card Types & Mobile Payments

Processing Accounts Customized to Your Needs
Quantum offers cost-effective credit card and payment processing services that are fast, secure and easy to use. Our "Plug -N- Play" equipment will have you up and running in minutes. If you own a business that currently processes between $6,000 and $100,000 per month in Visa, MasterCard and Discover sales, we bet that you will save each month by switching to Quantum's outstanding service. Whether we install new equipment or work with your existing terminals and software services, we will minimize downtime and start saving right away!
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Reviews of Quantum Merchant Services

Yellow Pages

Average of 34 Customer Reviews
"We have a small car repair shop and we just started the cash discount... Quantum has been really great. I actually get to talk to someone instead of a person in another country. Also I got a free machine and they had it setup already so I just had to plug it in. It works and I get my money. All of it."
-Brian C


Average of 26 Customer Reviews
"Me and my husband have a Mexican restaurant in St. Paul and we started the cash discount with Quantum. We don't pay the fees anymore and Quantum takes good care of us. Josh helped me with the Clover and we do online ordering also. Megan is awesome and helps me a lot with my deposits."
-Stephanie M


Average of 19 Customer Reviews
"Quantum has always been amazing to my business, we have 3 restaurant locations and they will always fix any problems we come across. they will come and troubleshoot at any time to get us back up and running, Rob and Josh are amazing."
-Claudia G

We Get Businesses Like Yours Approved

With a 98.9% approval rate, there's a good chance we'll say YES to your business for credit cards!

New Businesses Welcome.


Quantum Merchant Services Logo

7250 Hudson Blvd North Suite 210, Oakdale, MN 55128
Phone: 1-800-815-3123

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